Effective Date: Jan 1st, 2026

SMS Messaging Terms & Compliance

1. Program Description

This messaging program sends appointment confirmations, reminders, service updates, and support messages to individuals who have booked an appointment, requested information, or opted in through forms on our website, funnels, or scheduling pages.

Opt-in is collected via web forms with a dedicated checkbox for SMS consent. Messages may include appointment confirmations, appointment reminders, rescheduling notifications, customer support communications, and service-related updates. You will only receive messages if you have explicitly opted in.

2. Cancellation Instructions

You can cancel the SMS service at any time. Simply text STOP to the same number that sent you messages. Upon sending STOP, we will confirm your unsubscribe status via SMS. After this confirmation, you will no longer receive SMS messages. To rejoin, opt in again through our forms.

3. Support Information

If you experience issues with the messaging program, reply HELP for assistance or contact us at [email protected]. Support is available during normal business hours.

4. Carrier Liability

Carriers are not liable for delayed or undelivered messages.

5. Message & Data Rates

Message and data rates may apply for messages sent to you from us and to us from you. Message frequency varies based on your interactions, appointments, and service usage. For questions about your text plan, contact your wireless provider.

6. Supported Carriers

Our SMS program works with major U.S. wireless carriers, including AT&T, T-Mobile, Verizon, Sprint, and most regional carriers.

7. Age Restriction

You must be 18 years or older to participate in our SMS program.

8. Privacy Policy

For privacy-related inquiries, please refer to our Privacy Policy. We comply with all applicable laws, including TCPA and CTIA guidelines for SMS communications.

General Terms

This website (the "Site") is owned and operated by Melody Wilder, Gold Leaf Financial, and Gold Leaf Media ("Company," "we," "us," or "our"). By using the Site, you agree to be bound by these Terms and Conditions, our Privacy Policy, and any additional terms that may apply to specific services, programs, or products. Accessing the Site in any manner constitutes your agreement to these Terms.

We reserve the right to update these Terms at any time. Continued use of the Site after changes are posted constitutes acceptance of those changes.

Intellectual Property Rights

Our Limited License to You

This Site and all materials available are the property of the Company and are protected by copyright, trademark, and intellectual property laws. The Site is provided for personal, non-commercial use only. You may not modify, copy, reproduce, republish, upload, post, transmit, sell, distribute, or exploit any material without written permission. You may download or print one copy for personal use only.

Your License to Us

By submitting content such as comments, feedback, or media, you grant us a royalty-free, perpetual, irrevocable, worldwide license to use, reproduce, and distribute such content for business and marketing purposes.

Disclaimers

The information, products, and services offered on this Site are provided "as is" without warranties of any kind. We disclaim all warranties including merchantability, fitness for a particular purpose, and non-infringement. We do not guarantee financial results or outcomes from using our services, audits, programs, or educational materials.

Limitation of Liability

You agree to indemnify and hold harmless Melody Wilder, Gold Leaf Financial, Gold Leaf Media, and their affiliates from any claims, damages, or liabilities arising from your use of the Site, your violation of these Terms, or misuse of services or materials.

Online Commerce

Certain sections of the Site may allow purchases of services, programs, or digital products. We are not responsible for third-party services, external payment processors, or third-party software tools. Your participation with third parties is solely between you and the third party.

Registration & Account Responsibility

If you create an account, you agree to provide accurate information, maintain confidentiality of login credentials, and accept responsibility for account activity. If unauthorized use is suspected, contact us immediately at [email protected].

Termination

We reserve the right to terminate or suspend access to the Site or services if Terms are violated, misuse occurs, or fraudulent activity is suspected. Upon termination, you must cease use of all materials.

Governing Law

These Terms shall be governed by applicable laws of the jurisdiction in which the Company operates. Any disputes shall be resolved through binding arbitration in that jurisdiction.

Changes to Terms

We may update these Terms periodically. The latest version will always include the effective date.

Contact Information

For questions regarding these Terms, contact:

Gold Leaf Financial / Gold Leaf Media

Email: [email protected]

Website: [Insert Website URL]

By using our website and services, you agree to these Terms and Conditions.